What amazing properties are available right now in Malibu – who would not want one of those masterpiece Beach front homes or a ranch in the mountains! Malibu has it all.
However, make sure when you go to look that your financial feet are firmly planted on terra firma by planning your mortgage application in enough time and to really speed up the process, be detailed! On the mortgage application (commonly referred to as “the 1003″ due to its FNMA code 1003) make sure you leave out any vague statements and have detailed information on income and expenditure.
Before you meet with your loan officer/mortgage broker, make sure you have copies of your credit reports and credit scores in hand as well as copies of recent pay checks/W-2′s. Also do not forget the obvious! Documentation to prove your identity! With the increase in the occurances of mortgage fraud in part due to the rise in identity theft the mortgage industry is under increased pressure to ensure that it is strict in verifying a borrowers identity.
So, now you need to get this far, how do you do it?
Looking for that perfect Malibu property? Then you need to contact Judy Kunisaki and her team in Malibu you can call Judy on her office number: 310-317-8396 and start the process of looking for that great home in the Westside region. You can also email Judy by clicking here.
